房地產(chǎn)價(jià)格與銀行貸款的關(guān)系、及對(duì)經(jīng)濟(jì)波動(dòng)的影響研究.pdf

1、廈門大學(xué)碩士學(xué)位論文房地產(chǎn)價(jià)格與銀行貸款的關(guān)系、及對(duì)經(jīng)濟(jì)波動(dòng)的影響研究姓名：薛磊申請學(xué)位級(jí)別：碩士專業(yè)：金融學(xué)指導(dǎo)教師：陳國進(jìn)20051001AbstractAbstractAgainstthebackgroundofrapiddevelopmentofrealestatesectthisarticlewaswrittenonthebasisofstatisticaldatainconfmitywiththeprinciplesofth

2、ecombiningtheywithpractice.Itisfocusonstudyingthedevelopmentofrealestatesectbankcreditinourcountrytherelationshipbetweenrealestatesecteconomicgrowth.Thisarticleconsistsofsevenchapters.Firstitconcernssomepresentproblemsab

3、outpositionexistenceintherealestatesectanalyzesthefinancialrisksitscauses.Thefthchapterfifthchapterareceofthewholearticle.Byusingsomewayssuchascrelationanalysisregressionanalysisdispersionanalysisetcthefthchaptergiveanop

4、inionthattherelationshipbetweenvalueoftherealestatebankcreditisdirectproptionaccdingtoaseriesofstatisticalindex.Byusingtrendanalysismethoddispersionanalysisetcthefifthchapteranalyzestherelationshipbetweenthedevelopingper

5、iodofrealestatesectnationalmarket.LastthecloserelationshipbetweenrealestatesectbankcreditmayleadrealEstatefinancialrisks.Indertoadapttothesesituationsitputsfwardsomeadvicescountermeasuresaboutbuildingrefmingmtgagebackeds

6、ecuritizationsystemhousinginsuranceguaranteesystempersonalcreditsystemwhichareinthelightofsomeadvancedexperiencesfromfeigncountries.Noveltiesinthisarticle:1.Showsomemainpresentproblemsinrealestatesectinourcountrybyusings

7、tatisticaldata.2.Quantitativeanalyzetherelationshipbetweenvalueoftherealestatebankcreditfluctuationofrealestatesectfluctuationofmacroeconomybyusingdifferentstatisticalmethods.3.Suggestanideaonbuildingperfectingtheprewarn

8、ingindicatsystemofrealestatebubbleespeciallyitisofcertainimmediatesignificancetomeasurerealestatebubblebyusingNPVmethod.Thelimitationinourarticleisthatitisnecessarytodosomeindepthstudyonthey.Besidesitisuncertainthatweath