我國(guó)典當(dāng)行業(yè)發(fā)展現(xiàn)狀及融資功能研究

1、濟(jì)南大學(xué)畢業(yè)論文I摘要典當(dāng)行作為一種非銀行性質(zhì)的金融機(jī)構(gòu)在國(guó)民經(jīng)濟(jì)生活中扮演著獨(dú)特的角色。我國(guó)典當(dāng)業(yè)起源可追溯至漢代，歷史悠久，但在整個(gè)發(fā)展過(guò)程中典當(dāng)業(yè)卻經(jīng)受了一輪又一輪的挑戰(zhàn)。自1978年恢復(fù)經(jīng)營(yíng)以來(lái)，我國(guó)經(jīng)濟(jì)環(huán)境發(fā)生了巨大的變化，對(duì)典當(dāng)行業(yè)的發(fā)展提出了嚴(yán)峻的挑戰(zhàn)。隨著我國(guó)經(jīng)濟(jì)的迅速發(fā)展和對(duì)社會(huì)融資需求的日益增長(zhǎng)，我國(guó)典當(dāng)業(yè)呈現(xiàn)出新的發(fā)展態(tài)勢(shì)。本文從探析我國(guó)典當(dāng)行業(yè)的發(fā)展歷程入手，分析目前我國(guó)典當(dāng)行業(yè)現(xiàn)狀及其功能，選取青島市的典當(dāng)行為

2、例，重點(diǎn)研究我國(guó)典當(dāng)行業(yè)的融資功能。結(jié)合國(guó)外典當(dāng)行業(yè)成熟完善的管理經(jīng)驗(yàn)，為我國(guó)典當(dāng)行業(yè)發(fā)展提出建議，拓展新的發(fā)展方向，更好的發(fā)揮典當(dāng)行業(yè)在解決中小企業(yè)融資難問(wèn)題中的積極作用。關(guān)鍵詞：典當(dāng)行；發(fā)展現(xiàn)狀；融資功能；發(fā)展對(duì)策濟(jì)南大學(xué)畢業(yè)論文III目錄摘要................................................................................................

3、........................................IABSTRACT..........................................................................................................................II一、前言...........................................

4、.....................................................................................1(一)選題背景與意義....................................................................................................11.國(guó)內(nèi)外研究現(xiàn)狀..............

5、...................................................................................12.選題目的及意義.................................................................................................2(二)研究?jī)?nèi)容與目標(biāo)...................

6、.................................................................................21.研究?jī)?nèi)容.............................................................................................................22.研究目標(biāo)................

7、.............................................................................................2(三)研究方法與手段....................................................................................................31.文獻(xiàn)研究法........

8、.................................................................................................32.比較分析法.........................................................................................................33.個(gè)案研究法..

9、.......................................................................................................3二、我國(guó)的典當(dāng)行業(yè)...........................................................................................................

10、.4(一)典當(dāng)?shù)念愋?...........................................................................................................4(二)典當(dāng)行業(yè)的運(yùn)營(yíng)流程.........................................................................................

11、...4(三)典當(dāng)行業(yè)的起源、興盛、衰落............................................................................5三、中國(guó)當(dāng)代典當(dāng)行業(yè)........................................................................................................7(一)我國(guó)當(dāng)代典

12、當(dāng)行業(yè)的發(fā)展現(xiàn)狀............................................................................7(二)當(dāng)代典當(dāng)行業(yè)的改革............................................................................................7四、典當(dāng)行業(yè)性質(zhì)及職能分析——以青島市典當(dāng)行業(yè)為例.....

13、.......................................9(一)典當(dāng)行業(yè)的屬性....................................................................................................9(二)當(dāng)代典當(dāng)行業(yè)的職能.........................................................

14、...................................9(三)典當(dāng)行業(yè)與銀行的對(duì)比......................................................................................101.貸款對(duì)象.............................................................................

15、..............................102.貸款規(guī)模...........................................................................................................103.資金來(lái)源...................................................................

16、........................................104.貸款種類...........................................................................................................115.貸款流程.........................................................

17、..................................................11(四)典當(dāng)合同的構(gòu)成因素..........................................................................................111.貸款額...........................................................