外文翻譯-----物流金融服務(wù)的評(píng)價(jià)

1、<p>　　本科畢業(yè)論文外文翻譯</p><p>　　外文題目：Review of Financial Service in Logistics</p><p>　　出 處：2008年國(guó)際會(huì)議論文集——IEEE服務(wù)運(yùn)作，物流及信息 </p><p>　　作

2、 者：Xiaojing Zhou, Zhuo Zhang, Yin Lu </p><p><b>　　原文：</b></p><p>　　Review of Financial Service in Logistics</p><p>　　Abstract—This pap

3、er mainly analyzes the appearance, operation procedures, development trends, research orientation and the hot issue of Financial Logistics, which is being applied as a new product of logistics service in both domestic lo

4、gistic industry and international ones. Moreover, the theory and practice development of Financial Logistics and the classification about the existent research results were discussed. Some forecast about the future orien

5、tations based on the previous results was p</p><p>　　Index Terms—Financial Logistics (FL), Financial services, Logistics</p><p>　　1. INTRODUCTION</p><p>　　The logistics industry whi

6、ch is developing rapidly, which has become a pillar industry of the national economy in recent years. At the same time, logistics and financial services have gradually is the necessary of China’s economical development w

7、ith a huge market demands. The logistics industry, however, was not fully supported by the financial systems in China at present, so it is important for the corporations in competition to do some innovation of service mo

8、de by integrating the logistics an</p><p>　　There are a lot of inventories in the whole supply chain process from raw materials to final consumers. Logistics companies may get into trouble because of stock a

9、nd the use of large amounts of funds. Lacking of active capital in small and medium-sized corporations always become the bottleneck of development. In order to solve these problems, they can change the enterprises existi

10、ng inventory into capital resources. For financial institutions, how to reduce the risk in actual financing is the mo</p><p>　　Logistics management has been upgraded from single transportation to the value-a

11、dded of project management. The traditional logistics are no longer meets the needs of modern logistics businesses, how to collaborate logistics enterprises and financial institutions to satisfy the urgent demands on fin

12、ancial services and third-party logistics services has soon become a hot issue, which is concerned not only by logistics and banks but also by researchers.</p><p>　　2. THE DEVELOPMENT AND IMPLICATION OF FL&l

13、t;/p><p>　　“Financial Logistics”, in a wide sense, refers to the entire processes of the logistics operations which applies various financial products to implement effective integration of the logistics, from c

14、apital flow and information flow, to organize and regulate the currency and capital movement in the supply chain operations to get a better capital efficiency of business activities. In a narrow sense, FL is a services p

15、rocess that the banking and the third-party logistics service providers in the su</p><p>　　FL business mode based on the inventory mainly refers to the enterprises which need financing, take their stock as m

16、ortgage and transfer the storage to intermediary companies (logistics enterprises) to obtain a credit loan. Such operations can not only happen in the process of sale, but also be presented in the procurement. The FL bus

17、iness mode based on trade contracts mainly refers to the enterprises, which need short-term funds for its continuous development and ease the financial deficiency, </p><p>　　Review the trend of China's F

18、L innovations development in recent years, it is easy to see that FL business mode based on the inventory develop quickly, while the mode based on the trade contracts is still in the process of introduction by foreign lo

19、gistics enterprises. Whereas, from the angle of the participants, the lenders have developed from purely commercial banks to the guarantee agencies and insurance agencies. The logistics enterprises, moreover, have develo

20、ped from companies with single </p><p>　　3. THE SIGNIFICANCE OF FINANCIAL LOGISTICS BUSINESS</p><p>　　In the processes of circulation, many different kinds of problems have been solved in the pr

21、actice of FL, which can receive lots of economic and social benefits. FL means a lot for the logistics enterprises. On one hand, the new service not only increase the value of service but also improve the operating effic

22、iency of the supply chain, finally stabilize and attract the customers; On the other hand, as a mutual trusted one by banks and customers, logistics corporations can be better integrated i</p><p>　　In conclu

23、sion, the function and role of LF in macro-economic structure should be paid attention by us , for it plays irreplaceable and significant leverage in improving the circulation service quality and reduces the overstock an

24、d consumption, ultimately speeds up the turnover rate of macroeconomic currency in national economic accounting system.</p><p>　　4. CONCLUSIONS</p><p>　　Modern logistics and finance logistics ha

25、ve brought a tremendous impact on logistics enterprises and financial services industries. The development of their concept and technology has a clear feature of high-tech, of which the main characteristic is the informa

26、tization based on digital technology and network. To mobilize global resources and reduce inventories, internal logistics is combined with ERP, CRM and SCM by using information and network, which exactly realizes the ove

27、rall and multi-angl</p><p>　　The development of "logistics finance" has gone through several phases. It means initial "pledge of movables", "pledge of warehouse receipts", "

28、;pledge of the bill of lading"," Silver vendors" and "Logistics bank" ,which is now operated more perfectly. During the process, it generated abundant theories and practice as well as its operat

29、ional models. Based on the previous research, we can conclude that the further study basically on the financing of middle-small enterprises, operational models of</p><p>　　clearance, the value of combining l

30、ogistics finance with future delivery and logistics insurance.</p><p>　　As a new kind of financial product of modern Logistics service, there is still some risks factors we should pay attention to. Only by f

31、ully understanding business risks, could we take a effective measure to prevent and control risks in the operations to make the FL business a healthy and orderly development. With the development of the logistics industr

32、y and the continuous innovation of financial system, the two sides also need to up build smoother cooperation and more efficient operating system</p><p>　　本科畢業(yè)論文外文翻譯</p><p>　　外文題目：Review of Fina

33、ncial Service in Logistics </p><p>　　出 處：2008年國(guó)際會(huì)議論文集——IEEE服務(wù)運(yùn)作，物流及信息 </p><p>　　作 者：Xiaojing Zhou, Zhuo Zhang, Yin Lu

34、 </p><p><b>　　譯 文：</b></p><p><b>　　物流金融服務(wù)的評(píng)價(jià)</b></p><p><b>　　摘要</b></p><p>　　這篇文章主要分析物流金融的現(xiàn)狀、操作程序、發(fā)展趨勢(shì)、研究方向和熱點(diǎn)問(wèn)題，在國(guó)

35、內(nèi)物流業(yè)和國(guó)際物流業(yè)中，物流金融都被當(dāng)作一種新的物流產(chǎn)品。物流金融的理論與實(shí)踐的發(fā)展和它的現(xiàn)存研究的分類正受到各類研究人員的廣泛的討論。基于現(xiàn)在的研究結(jié)果，預(yù)測(cè)未來(lái)物流金融服務(wù)的發(fā)展方向。我們的結(jié)論能夠?yàn)樵O(shè)計(jì)中介倉(cāng)庫(kù)、國(guó)際結(jié)算和建立物流銀行的方式提供幫助，這些都是將來(lái)物流金融服務(wù)發(fā)展的主要研究對(duì)象。</p><p>　　關(guān)鍵詞：物流金融、金融服務(wù)、物流業(yè)</p><p><b>

36、　　一、引言</b></p><p>　　最近幾年物流業(yè)發(fā)展迅猛，已經(jīng)成為國(guó)民經(jīng)濟(jì)的支柱產(chǎn)業(yè)。與此同時(shí)，在一個(gè)巨大的需求市場(chǎng)下物流和金融服務(wù)也逐漸成為中國(guó)經(jīng)濟(jì)發(fā)展所必需的產(chǎn)業(yè)。不過(guò)到目前為止物流行業(yè)也不完全被中國(guó)金融系統(tǒng)所支持，因此企業(yè)在這樣的背景下通過(guò)整合物流和金融服務(wù)來(lái)做一些創(chuàng)新的服務(wù)模式是很重要的。世界著名的銀行和物流公司已實(shí)現(xiàn)了一些在金融物流上的創(chuàng)新點(diǎn)，并以此作為一種金融產(chǎn)品和物流服務(wù)在物流金

37、融業(yè)務(wù)上的擴(kuò)展。物流金融的發(fā)展是必然趨勢(shì)，因?yàn)樗墙鹑诜?wù)創(chuàng)新產(chǎn)品的供應(yīng)鏈，配合各方面的利益參與者。</p><p>　　從原材料到最終消費(fèi)者，在整個(gè)供應(yīng)鏈流程中可能存在很多庫(kù)存。物流公司可能因?yàn)楣善焙痛罅抠Y金的使用而陷入麻煩。資金缺乏在小型和中型公司的活動(dòng)發(fā)展中始終成為瓶頸。為了解決這些問(wèn)題，他們可以改變企業(yè)現(xiàn)有庫(kù)存將資源轉(zhuǎn)化為資本。對(duì)于金融機(jī)構(gòu)，實(shí)際上如何降低融資風(fēng)險(xiǎn)是最重要的，此外，機(jī)構(gòu)，企業(yè)控制物流活動(dòng)應(yīng)

38、該是在這個(gè)時(shí)候最直接，最有效的發(fā)言人。有很多種產(chǎn)權(quán)與經(jīng)營(yíng)權(quán)交易的方式，如合并，兼并，重構(gòu)，但商品流通渠道將不會(huì)改變。為了控制風(fēng)險(xiǎn)，金融機(jī)構(gòu)（銀行）做一些事來(lái)了解擔(dān)保的性質(zhì)和識(shí)別真?zhèn)问呛苡斜匾?，但這不僅費(fèi)時(shí)，而且也超出了銀行的普通的業(yè)務(wù)領(lǐng)域。物流金融的物流服務(wù)可以幫助企業(yè)做充分的供應(yīng)鏈的控制，以確?？蛻舻奶厥猱a(chǎn)品和長(zhǎng)期的穩(wěn)定安全的運(yùn)輸。在供應(yīng)鏈管理的發(fā)展中，企業(yè)逐漸重視對(duì)跨國(guó)企業(yè)的整合，因?yàn)檫@將有利于日益重要的客戶關(guān)系管理。</p

39、><p>　　二、物流金融的發(fā)展與啟示</p><p>　　物流金融：廣義上說(shuō)，是指在整個(gè)物流金融過(guò)程中，適用于各種金融產(chǎn)品，以實(shí)施有效的整合物流，從資金流和信息流到組織和管理在供應(yīng)鏈運(yùn)作的貨幣和資金的流動(dòng)中來(lái)獲得更好的資本經(jīng)營(yíng)活動(dòng)的效率。狹義上講，物流金融是一個(gè)服務(wù)過(guò)程，銀行和第三方物流服務(wù)提供商在供應(yīng)鏈運(yùn)作過(guò)程中提供融資和結(jié)算服務(wù)，這也可以理解為企業(yè)融資服務(wù)對(duì)物流企業(yè)的幫助，即庫(kù)存和賬目賬

40、款融資在物流企業(yè)的參與，在于不同的融資對(duì)象和按照不同生產(chǎn)經(jīng)營(yíng)方式，物流金融的商業(yè)模式可以分為兩種，一類是在物流金融的庫(kù)存模式的基礎(chǔ)上，另二類是在金融合同交易的基礎(chǔ)上。</p><p>　　物流金融經(jīng)營(yíng)模式基于庫(kù)存，主要是指需要融資的企業(yè)，把他們的股票作為抵押貸款和轉(zhuǎn)讓的倉(cāng)庫(kù)中介公司(物流企業(yè))獲得一個(gè)信貸。這些操作不僅可以發(fā)生在銷售過(guò)程中，還出現(xiàn)在采購(gòu)里。物流金融經(jīng)營(yíng)模式基于貿(mào)易合同，主要是指企業(yè)需要為其短期資金

41、不斷發(fā)展，減少金融的不足之處，通過(guò)特殊的操作程序獲得操作的國(guó)家貿(mào)易合同。</p><p>　　回顧近年來(lái)中國(guó)的物流金融的創(chuàng)新和發(fā)展趨勢(shì)，顯而易見(jiàn)物流金融基于庫(kù)存的模式發(fā)展很快，而模式基于貿(mào)易合同的仍在這個(gè)過(guò)程中引進(jìn)外國(guó)物流企業(yè)。然而，從這一角度的參與者，貸款公司經(jīng)歷了從純粹的商業(yè)銀行擔(dān)保機(jī)構(gòu)及保險(xiǎn)服務(wù)機(jī)構(gòu)。此外，物流發(fā)展的公司擁有單獨(dú)的存儲(chǔ)資金第三方物流、代理和鏈管理。與此同時(shí)，從流通企業(yè)循環(huán)和生產(chǎn)者的貸款區(qū)域正

42、在擴(kuò)大。很明顯，正常的發(fā)展?jié)摿κ蔷薮蟮?，這對(duì)于循環(huán)經(jīng)濟(jì)社會(huì)具有深遠(yuǎn)的意義。</p><p><b>　　三、物流金融的意義</b></p><p>　　在生產(chǎn)的循環(huán)中，許多不同種類的問(wèn)題都已經(jīng)在物流金融的實(shí)踐中得到解決，從而可以得到大量的經(jīng)濟(jì)效益和社會(huì)效益。物流金融對(duì)于物流企業(yè)意義深遠(yuǎn)。另外，這項(xiàng)新服務(wù)不僅提高了服務(wù)價(jià)值，而且能提高供應(yīng)鏈各個(gè)環(huán)節(jié)的運(yùn)作效率，聯(lián)盟銀行之

43、間的關(guān)系也會(huì)加強(qiáng)。事實(shí)上，對(duì)于進(jìn)口商和出口商，物流金融服務(wù)有效降低了結(jié)算和融資的風(fēng)險(xiǎn)，降低交易成本和雙方的經(jīng)濟(jì)負(fù)擔(dān)。主要風(fēng)險(xiǎn)特別是針對(duì)中小企業(yè)在流動(dòng)資金不足的情況下，成為在他們發(fā)展過(guò)程中的“瓶頸”，從而產(chǎn)生制約發(fā)展。物流金融服務(wù)允許中小企業(yè)貸款獲取商業(yè)使用的原材料和商品的市場(chǎng)，可以解決資金問(wèn)題，從而擴(kuò)張生產(chǎn)經(jīng)營(yíng)規(guī)模和回收資金去改善效率，最終提高資本循環(huán)經(jīng)濟(jì)運(yùn)行的質(zhì)量。</p><p>　　總之,我們應(yīng)注意物流金融

44、在宏觀經(jīng)濟(jì)結(jié)構(gòu)中的地位和作用，因?yàn)槲锪鹘鹑谠谔岣吡魍ǚ?wù)品質(zhì),降低存貨和消費(fèi),最終加快宏觀經(jīng)濟(jì)貨幣的周轉(zhuǎn)速度的國(guó)民經(jīng)濟(jì)核算體系中起著不可替代和重要的杠桿作用。</p><p><b>　　四、總結(jié)</b></p><p>　　現(xiàn)代物流與金融物流給物流企業(yè)和金融服務(wù)業(yè)產(chǎn)生了很大的影響。其概念和技術(shù)的發(fā)展具有高科技的一個(gè)清晰的特征，主要特點(diǎn)是信息化基于數(shù)字技術(shù)和網(wǎng)絡(luò)。調(diào)動(dòng)

45、全球資源和降低存貨,內(nèi)部物流通過(guò)信息和網(wǎng)絡(luò)與企業(yè)資源計(jì)劃系統(tǒng)、客戶關(guān)系管理系統(tǒng)、供應(yīng)鏈關(guān)系管理相結(jié)合，也就是實(shí)現(xiàn)全面、多角度的跟蹤整個(gè)物流過(guò)程。它使物流企業(yè)的管理更加準(zhǔn)確、迅速和有效率，服務(wù)質(zhì)量大幅度提高。</p><p>　　“物流金融”的發(fā)展經(jīng)歷了幾個(gè)階段。這意味著初始的“動(dòng)產(chǎn)質(zhì)押”、“ 倉(cāng)庫(kù)單據(jù)的保證”、“提單保證”、“資金供應(yīng)商”、“ 物流銀行”， 這使現(xiàn)在的操作更加完美。在這一過(guò)程中,它產(chǎn)生豐富的理論和

46、實(shí)踐以及其運(yùn)行模式?；谇叭说难芯浚覀兛梢赃M(jìn)一步得出研究中小型企業(yè)融資的基礎(chǔ)性結(jié)論，金融業(yè)務(wù)活動(dòng)的物流運(yùn)作模式、提供金融服務(wù)的方法、銀行信用的風(fēng)險(xiǎn)控制、客戶的信用管理、信用合同設(shè)計(jì)和保證物料管理等。同樣，在領(lǐng)導(dǎo)的指引下，可以發(fā)現(xiàn)物流金融商業(yè)模式創(chuàng)新、信貸合同優(yōu)化、先進(jìn)的管理應(yīng)用在商業(yè)、全面的金融服務(wù)的網(wǎng)上銀行、拓寬中小企業(yè)的融資模式、物流金融運(yùn)作模式新的論點(diǎn)在國(guó)際許可和物流金融的價(jià)值與未來(lái)交貨和運(yùn)輸保險(xiǎn)相結(jié)合的方向。</p>

47、;<p>　　作為一種新的金融產(chǎn)品的現(xiàn)代物流服務(wù), 同樣存在一些風(fēng)險(xiǎn)的因素要值得我們注意。只有充分了解經(jīng)營(yíng)風(fēng)險(xiǎn), 我們才能采取有效的措施來(lái)預(yù)防和控制風(fēng)險(xiǎn)使物流金融服務(wù)得到健康、有序的發(fā)展。物流產(chǎn)業(yè)的發(fā)展和不斷創(chuàng)新的金融系統(tǒng)，雙方還需要建立良好的合作關(guān)系和更有效的操作系統(tǒng)，使交互作用處在更高層次的水平。我們堅(jiān)信通過(guò)物流金融的實(shí)踐經(jīng)驗(yàn)的總結(jié)和積累以及學(xué)者的進(jìn)一步研究，它會(huì)提供豐富的研究成果和更準(zhǔn)確的科學(xué)理論，并服務(wù)于社會(huì)各階層