互聯(lián)網(wǎng)金融背景下ZJ農(nóng)商行信貸業(yè)務轉(zhuǎn)型研究.pdf

1、分類號UDC埸H1大譬YANGZHOUUNIVERSITY學號密級碩士學位論文(全日制專業(yè)碩士)MZl3025互聯(lián)網(wǎng)金融背景下ZJ農(nóng)商行信貸業(yè)務轉(zhuǎn)型研究指導教師姓名：申請學位級別：論文提交日期：學位授予單位：竇超陽碩士2Q!Z生12月?lián)P劌盤堂答辯委員會主席：學科專業(yè)名稱：論文答辯日期：學位授予日期：2017年12月蘭AbstractIIWiththepopularityoftheInternetintheglobalandbroaden

2、ingtheapplicationrange，Internetfinancialarisesatthehistoricmoment，onthedevelopmentofInternettechnology，onlinebanking，mobilebanking，，mobilepayments，。balances，theantgoldtreasurefinancialinnovationbusinesssuchastheboomingin

3、China，thusformedanewkindoffinancialmodel—theInternetfinanceSofar，therapiddevelopmentofInternetfinancialbusiness，totheimpactofthefinancialinstitutions，especiallythebankingindustryhasappeared，alongwiththedevelopmentdegreeo

4、fdeepening，thefinancialandcommercialBankswillbemoreintensecompetition，and—e，venchangedthebankingbusiness。model，SOunderstandingandresearchisparticularlynecessaryInternetfinance，especiallythebankingontheInternetasarepresen

5、tativeofthefinancialsectorfinancialdevelopingrapidlyunderthebackgroundofhowteacttoandhowtocarryoutbusinesstransformation，hasimportanttheoreticalsignificanceandrealisticsignificanceAtpresent，ZJruralcommercialbankneedstode

6、alwiththeimpactofInternetfinancethroughthecorrespondingtransformationofexistingcreditbusinessCreditbusinesstransformationresearchoftheorytopracticewithstrongguidingrole，thetransformationoftheresearchistofindadvantagesand

7、disadvantagesintheexistingprocesssystem，basedontheoriginalprocesssystem，usingthetheoryoftheInternettechnologyandenhancethecompetitivenessoftheirbusiness，improvethesystemofriskcontrol，make。whatZJruralcommercialbankcanunde

8、rthebackgroundofrapiddevelopmentoftheIntemet’SabilitytoobtainsustainabledevelopmentThispaperreviewsthedomesticandforeignresearchersabouttheInternetfinancialdevelopmentviewandtheInternetfinancialimpactoncommercialBanks，as

9、wellastotheInternet，finance，andtheInternet，thearticlebrieflyintroducesthefinancialfoundwhatZJruralcommercialbankitselfandtheproblemsexistingintheprocess，throughtheanalysisoftheInteruetfinancialcompetitionenvironmentofsma

10、llandmediumsizedcommercialBanksfoundintheInternetfinancialdevelopmentunderthebackgroundofthedevelopmentoftheruralcommercialbankbusinesstransformationofthenewopportunitiesandways，bankcreditbusinessmainlyinvolvesseveralasp