商務(wù)英語(yǔ)300句10

1、Insurance保險(xiǎn)保險(xiǎn)BriefIntroduction在國(guó)際貿(mào)易中，貨物從賣(mài)方到達(dá)買(mǎi)方，通常要經(jīng)過(guò)長(zhǎng)途的運(yùn)輸、裝卸和存儲(chǔ)等過(guò)程。在此過(guò)程中，貨物常常會(huì)遇到許多風(fēng)險(xiǎn)。為了保障貨物遭受損失時(shí)能得到一定的補(bǔ)償，買(mǎi)方或賣(mài)方應(yīng)在貨物裝船后向保險(xiǎn)公司投保貨物運(yùn)輸險(xiǎn)。對(duì)外貿(mào)易的運(yùn)輸保險(xiǎn)是指：被保險(xiǎn)人（出口人或進(jìn)口人）對(duì)一批或若干批貨物向保險(xiǎn)人按一定金額投保一定的險(xiǎn)別，并交納保險(xiǎn)費(fèi)；保險(xiǎn)人承保后，如果所保貨物在運(yùn)輸過(guò)程中發(fā)生約定范圍內(nèi)的損失，應(yīng)按

2、照所出具的保險(xiǎn)單的規(guī)定給予被保險(xiǎn)人經(jīng)濟(jì)上的補(bǔ)償。投保時(shí)，通常選擇平安險(xiǎn)（F.P.A.）水漬險(xiǎn)（W.A.或W.P.A.）或一切險(xiǎn)（A.R.）三種基本險(xiǎn)別中的一種，然后，加保其他必要的特殊附加險(xiǎn)別。BasicExpressions1.Wehavecoveredinsuranceon1000casesofbeerf110%oftheinvoicevalueagainstallrisks.我們已將一千箱啤酒按發(fā)票金額的百分之一百一十投保一切險(xiǎn)。

3、2.Ifyoudesireustoinsureagainstaspecialriskanextrapremiumwillhavetobeged.如你想投保特殊險(xiǎn)別，將向你收取額外保費(fèi)。3.Thisriskiscoverableatapremiumof0.25%.該險(xiǎn)別的保險(xiǎn)費(fèi)是百分之零點(diǎn)二五。4.Theinsurancecompanyinsuresthisriskwith5%franchise.保險(xiǎn)公司保這種險(xiǎn)有百分之五的免賠額。5.A

4、fterloadingthegoodsonboardtheshipyoumustgototheinsurancecompanytohavetheminsured.貨船裝船后，你必須找保險(xiǎn)公司為貨物投保。6.WecanserveyouwithabroadrangeofcoverageagainstallkindsofrisksfseatransptsuchasFreeofParticularAverage(F.P.A.)WithParti

5、cularAverage(W.P.A.)AllRisksExtraneousRisks.我們可以承保海洋運(yùn)輸?shù)乃须U(xiǎn)別，如：平安險(xiǎn)、水漬險(xiǎn)、一切險(xiǎn)和附加險(xiǎn)。7.W.P.A.plusRiskofBreakagesuityourconsignment.貴方貨物適合于投保水漬險(xiǎn)及破碎險(xiǎn)。8.Thepremiumiscalculatedaccdingtothepremiumrateratesfriskstobecovered.保險(xiǎn)費(fèi)是根據(jù)投保險(xiǎn)

6、別的保險(xiǎn)費(fèi)率計(jì)算的。A:GoodafternoonMr.Brown.Myappointmentwasat4o’clockwasn’titB:YesMrs.Wang.Wehavebeenexpectingyou.Mrs.WangthisisMr.JdanofthePeople’sInsuranceCompanyofChina.Hehascometoexplaintheunftunateaffairabouttheinsurance.A:T

7、hankyoufcoming.Mr.BrownasyoumayrecalltheFebruaryconsignmentarrivedatManilaseriouslydamaged.Thelossthroughbreakagewasover30%oftheconsignment.We’vepresentedaclaimtotheunderwritersthroughyourfirmbuttheinsurancecompanyrefuse

8、dtoadmitliabilityastherewasnoinsuranceonbreakage.Wenaturallywerenotsatisfiedwithsuchareply.B:IshouldliketohearwhatMr.Jdanhastosayaboutit.Youknowofcoursethatwethesellersaremerelyactingasmediatsinthismatter.TheInsuranceCom

9、panyisresponsibleftheclaimasfarasitiswithinthescopeofcoverage.J:That’sjustthepoint.Thelossinquestionwasbeyondthecoveragegrantedbyus.AccdingtoyourinstructionswemadeoutaninsurancecertificatecoveringW.P.A.theriskofbreakagew

10、asn’tmentionedinit.WeranguptheCeramicsSectionofLightIndustrialProductsImpt&ExptCpationbutweretoldthattheircustomerhadnotaskedfcoverageincaseofbreakage.下午好，布朗先生。我們約好四點(diǎn)鐘見(jiàn)面，是不是？是的，王小姐。我們一直在等你。王小姐，這位是中國(guó)人民保險(xiǎn)公司的喬丹先生。他是來(lái)解釋這次不幸事

11、件的保險(xiǎn)問(wèn)題的。謝謝你來(lái)。布朗先生，你也許記得，二月份發(fā)運(yùn)到馬尼拉的那批貨物破碎嚴(yán)重。破碎損失超過(guò)這批貨物的百分之三十。我們已通過(guò)你們公司向保險(xiǎn)公司提出了索賠，但保險(xiǎn)公司以沒(méi)投保破碎險(xiǎn)為由，拒絕承擔(dān)責(zé)任。我們當(dāng)然對(duì)這種回答不滿意。我想聽(tīng)聽(tīng)喬丹先生對(duì)此有什么看法。當(dāng)然，你是知道的，我們賣(mài)方對(duì)這種事只是個(gè)調(diào)解人。只要在保險(xiǎn)責(zé)任范圍內(nèi)，保險(xiǎn)公司就應(yīng)負(fù)賠償責(zé)任。問(wèn)題就在這里。你說(shuō)的損失并不包括在我們承保的責(zé)任范圍之內(nèi)。根據(jù)你們的要求，我們出具了

12、投保水漬險(xiǎn)的保險(xiǎn)憑證，但沒(méi)提及到破碎險(xiǎn)。我們?cè)螂娫捊o輕工業(yè)品公司陶瓷品部，但他們說(shuō)，客戶并未要求投保破碎險(xiǎn)。B:Intheletterofcreditonlycoveragefallmarineriskswasrequested.Ishouldliketopointoutthatourpriceswerecalculatedwithoutinsurancefanyspecialrisk.SoweappliedftheusualW.P.

13、A.coverageletourcustomersdealwiththematterofbreakage.Sincethevalidityoftheletterofcreditwasgoingtoexpireintwodaystherewasnotimetowritefmedetailedinstructions.IftheLChadbeenvalidfalongerperiodweshouldhavehadtimetomakethem

14、atterthoughlyclear.A:Mr.BrownourimptlicenseonlyranuptothedleofFebruaryconsequentlywewerenotabletoextendthevalidityoftheletterofcredit.ButwepresumethatthewdingofourLCimpliescoveringtheriskofbreakage.BesideswhenItakeaW.P.A