institution location and low income student financing of undergraduate postsecondary education【外文翻譯】

1、本科畢業(yè)論文外文翻譯本科畢業(yè)論文外文翻譯外文文獻(xiàn)外文文獻(xiàn)原文原文InstitutionInstitutionLocationLocationLowLowIncomeIncomeStudentStudentFinancingFinancingofofUndergraduateUndergraduatePostsecondaryPostsecondaryEducationEducationAcnerstoneinhighereducatio

2、naffdabilityfinancialaidhascontinuedtoplayasignificantroleinexpingaccesstostudentswhowouldnothavethemeanstocontinuetheireducation.Theiginalgoaloffederalaidwastoprovideneedbasedfinancialaidtolowincomestudentsinaneffttoinc

3、reaseaccessremovebarriersprovideasystemofindividualopptunitynationalstrengthgivelowincomestudentsreasonablealternativesfromwhichtochooseanappropriateprogram(Choy2004Spencer1999).Financialaidcontinuestoplayalargeroleindis

4、cussionsofaccesstohighereducation.Severalfactshavebeenidentifiedthathavecontributedtothecurrentfocusonfinancialaid.Ratesofreturntohighereducationattendancearenearrecdlevelstheinequalityofincomewealthdistributiongapistheg

5、reatestithasbeensincetheGreatDepressioninstitutionsaremereliantontuitionasrevenuepatternsshowtalentedlowincomestudentsareenrollingmeoftenintwoyearinstitutions.Allofthesehavecometothefefrontonthecurrentdiscussionoffinanci

6、alaidasitrelatestolowincomestudents(McPherson&Shapiro2006).Adisconnectbetweentheamountoffinancialaidprovidedtheknowledgeofreceiversexistsinfiguringoutwhylowincomestudentsdonotpursuepostsecondaryeducationchooselessexpensi

7、veoptions.Financialaiddoesnotonlycomeintoplayfstudentsfamilieswhentheyareapplyingtoaninstitutionbutplaysarolethroughouttheeducationalpipeline(Fitzgerald&Delaney2002).Havingknowledgeearlyinastudent’ssecondaryeducationcare

8、ercanhelpshapetheirtheirfamiliesperceptionofwhatisavailablewhatopptunitieslieaheadpostgraduation.Flowincomefamilieshavingbasicknowledgeofthefinancialaidavailabilityplanningfinanciallyfcollegehavingaccesstofinancialaidinf

9、mationisextremelyimperativebecausesocioeconomicstatusiscloselyrelatedtotheknowledgeonehasaboutmeprestigiousinstitutions.Thefamilycontributiontoastudent’seducationhaschangedovertimecontinuestodecreaseflowincomestudentscre

10、atingalargergapbetweenfinancialaidreceivedwhatafamilycanaffd.Afteradjustingfinflationtheaveragefederalexpectedfamilycontributionhasdeclinedoverthepasttenyearsflowdleincomestudents(Choy2004).Expectedfamilycontributionisde

11、terminedbasedonafmulathattakesintoaccountfamilyincomeassetsfamilysizenumberofothercollegestudentsinfamilystudentincomeassetsfdependentstudents(Choy&Berker2003).In2003theaverageexpectedfamilycontributionwas$1000to$1500thi

12、rtyonetoftyfivepercentoflowincomestudentshadanexpectedfamilycontributionofzerodependingonthetypeofinstitutionattended(Choy&Berker2003).Manylowincomestudentsneedtofindwaystocoverthegapcreatedbetweenincreasedtuitiondecreas

13、edfamilycontribution.Duetoincreasingpricesofpostsecondaryeducationdecreaseinexpectedfamilycontributiontheaverageneedffinancialaidhasincreasedflowincomestudents(Choy2004).Theresultofthecurrentclimateisashiftinwhattypeoffi

14、nancialaidlowincomestudentsusetofinancetheireducation.Fromtheinceptionoffinancialaidgrantmoneywassetasidetooffsetthecostofpostsecondaryeducationwithoutthefearofdebtburdenupongraduation.Thoughgrantsarestillpartofmanyfinan

15、cialaidpackagestodayovertimechangesinfinancialaidpolicythecostofpostsecondaryeducationhasledtoincreasesinbrowingwkstudyoptions.Theimbalancebetweengrantaidloanaidpenalizeslowincomestudentsbylimitingtheirdecisionsduringthe

16、transitionfromhighschooltocollege(Price2004).Theshiftindistributionhashaddifferentimpactsovertimecreatinggreaterconcernabouthowstudentsfinancetheireducationwhethernottheycanfindenoughaidtocovertheirunmetneed.Itisalsoimpt

17、anttoundersttheimplicationsofdifferenttypesofaidhaveonlowincomestudentstheimpactofhowshiftingmoneyfromgrantstoloanshaveaffectedfinancingofpostsecondaryeducation.Grantsgivestudentstheabilitytofinancetheireducationwithoutt