我國商業(yè)銀行并購貸款業(yè)務(wù)風(fēng)險管理問題研究.pdf

1、首都經(jīng)濟(jì)貿(mào)易大學(xué)碩士學(xué)位論文我國商業(yè)銀行并購貸款業(yè)務(wù)風(fēng)險管理問題研究姓名：譚云天申請學(xué)位級別：碩士專業(yè)：金融學(xué)指導(dǎo)教師：龍菊20100301II A b s t r a c tOn December 6, 2008, China Banking Regulatory Commission issued “ Guidelines for Credit Risk Management of mergers a

2、nd acquisitions of commercial bank ”which allows qualified commercial banks to develop M On the other hand, there is a higher risk in M & A loan business due to the lack of effective ri

3、sk management, How to do risk management becomes the key point of developing the mergers and acquisitions loan business for commercial banks. In this thesis, though the analysis of mergers and

4、 acquisitions loan business of China's commercial banks, the author gets the conclusions that there are many problems during the actual operation. For example, the ways of choosing Target co

5、mpanies are unscientific, financial management is lack of effective monitoring, and there are a shortage of relevant laws and regulations and policies. This thesis primarily gives further analysi

6、s of above problems and puts forward the concrete proposals, on the basis exploration of mergers and acquisitions loan business of domestic commercial banks, combined with the experience of fore

7、ign commercial banks,. Targeting the unscientific enterprises- choosing ways, the author explains how to screen and assess target companies. Against the lack of effective monitoring for financial

8、management, the shortage of professional talents, and inadequate regulations and policies related to the problem, this thesis proposes the measures and the specific corresponding solutions. Keywords