我國應對天氣風險的保險對策研究.pdf

1、河北大學碩士學位論文我國應對天氣風險的保險對策研究姓名：裴潔申請學位級別：碩士專業(yè)：金融學指導教師：尹成遠201106AbstractIIAbstractTheweatherriskexistsinallbusinesseswillhaveagreateffectintheeconomicinchina.ThecatastrophicweathernotonlywilldestroyhighwaysBridgesotherpublicf

2、acilitiesbutalsocanmakepropertydamageendangertohuman.Thesnowstmsinthesouthinearly2008bigearthquakesinwechuaninMay122008Typhoonlslidesallhavecausedenmouslossestoourcountry.AlthoughtheUnfavableweatherriskwontcausehugelosse

3、sbutalsoaffectsthenmallifeproduction:mildwinterwillreducetheprofitinenergyindustryincreasetheexpenditureoftheconsumerCoolsummerwillimpactthecashflowofcolddrinksindustrybringinggreatuncertaintytothemanagementoftheenterpri

4、se.Asaneffectivetooltotransfertheweatherriskinsurancehasbeendevelopedinfeigncountriesplayedasignificantrole.Therefeourcountryshouldlearnthesuccessfulexperiencefromfeigncountriestodeveloptheinsurancedealingwithweatherrisk

5、(Thereweretwokindsofinsurancetodealwiththeweatherriskonekindissevereweatherinsuranceanotherkindistheweatherinsurance.Sointhispaperwecalledthenweatherriskinsuranceinall)fthestabledevelopmentoftheeconomicinChina.Fthispheno

6、menoninthebasicofdescribingthetypesacteristicsoftheweatherriskthetheyofweatherriskmanagementthepaperanalysestheweatherriskChinafacesintroducestheweatherriskmanagementprocess:atpresentourcountryhasnotestablishedcatastroph

7、einsurancemechanismbutonlyhassomeadditionalinsurancecoveringtheseverweatherriskgovernmentinsurancecompanyareontheabsenceofthefunctionindealingwithsevereweatherrisk.Ourweatherinsuranceonlystayinthestagofdevelopingpromotin

8、gthemeteologicalindexinsurancehaventyetopenotherweatherinsurance.Thekindsoftheinsurancearelessthecoverageissmallexistingproblemssuchaslackingoftechnicaltalentstechnologyrelativelybackward.Thispaperalsoinspectsevaluatesth

9、estatusexperienceofcatastropheinsurance(catastropheweathermainlyincludesdroughtsfloodstyphoonsnowheavyraincurrentlycatastropheinsuranceisthemaincountermeasurestodealwithcatastropheweatherriskinTherefeinthisarticletheseve