[雙語翻譯]保險(xiǎn)外文翻譯--馬來西亞的強(qiáng)制旅游保險(xiǎn)一些監(jiān)管方面的考慮研究（節(jié)選）

1、2050 英文單詞， 英文單詞，11500 英文字符， 英文字符，3600 漢字 漢字出處： 出處：Hasan A A, Abdullah N C. Compulsory Travel Insurance in Malaysia: Some Regulatory Considerations [J]. Procedia - Social and Behavioral Sciences, 2015, 172:344-351.Compuls

2、ory travel insurance in Malaysia: some regulatory considerationsAhmad Afiq Hasan compulsory; risk; travel agent; challenges.1.IntroductionThe utility of travel insurance as risk reduction scheme in international travel

3、is one useful indicator on how modern socially sensitive society views their quality of life. Travel insurance covers the financial risk against unforeseen mishap that travelers are exposed to while on their holiday. Dep

4、ending on the policy coverage, such risks include loss of baggage, loss of travel deposit, trip cancellation, medical repatriation or evacuation, physical injury, bankruptcy of travel service providers, personal liabilit

5、y against tort committed to citizen of host country, legal expenses cover and may cover almost any unforeseen situations that is not covered by typical policies such as terrorism and denied boarding. Secure in the mind i

6、n respect of the risk of those cost being incurred without travel insurance will give travellers a positive experience while travelling and will prove to be invaluable when the risk actually materialise. Arguably, travel

7、er who voluntarily purchase travel insurance would be able to appreciate the gravity of the risks that are unique to his personal circumstances and will take some time to do careful comparative shopping than traveller wh

8、o is imposed by law to purchase one; unless money is not an issue. The focal point of analysis in this article is on the desirability for compulsory travel insurance in Malaysia against some challenges that may thwart th

9、e root of the initiative, with special reference to the approach adopted by the United Kingdom (UK), Hong Kong and the United States (US).2.Travel insurance as risk mitigation strategyThe risk factors for international t

10、ravel, to a large extent, are derived from the geographical profile, socio- demographic and socio-economic characteristics of the host countries against travellers’ individual tolerance. Safety and health hazards associa

11、ted with crime rate, air and water pollution, contagious diseases, climatological conditions, poisonous insects’ bites, food poisoning and temperature extreme must be viewed in the context of travellers’ purchase intenti

12、on and their personal circumstances. Therefore, the pregnant travellers, minor travellers, elderly travellers, travellers with pre-existing medical conditions The imposition of travel insurance to Malaysian travellers is

13、, to some extent, softly regulated (Ahmad making it a compulsory requirement as a matter of contract. Aside from travel insurance, UK travellers are encouraged to apply for European Health Insurance Card (EHIC), which i

14、s valid in all European Economic Area (EEA) countries including Switzerland. This card is not an alternative to travel insurance and some insurers insist travellers to become holders where redundant benefits from the tra

15、vel insurance policy will be waived (“EHIC – European Health Insurance Card”, 2014). Consequently, the premium of travel insurance will become cheaper. While healthcare is free within UK, EHIC enable travellers to get st

16、ate healthcare at a reduced cost or sometimes for free including treatment for existing medical conditions and routine maternity care(“EHIC – European Health Insurance Card”, 2014). Cover for non-medical emergencies incl

17、udes, replacing possessions or a lost passport (“Travel Insurance”, 2014). Travel insurance will cover other medical cost that is not covered by EHIC such as the cost for return to UK if sickness delays the travellers (“